Eco Friendly
Address
5305 Girard Street, McKinney, TX
Price
$ 449,000
Property Attributes
- MLS#21247448
- TypeSingle Family
- Listing Status Active
- CountyCOLLIN
- CityMcKinney
- NeighborhoodWillow Wood Ph 7
- Zip75071
- StyleTraditional
- Year Built2022
- Taxes$ 8254
- Price$ 449,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1850
- Lot Size0.138 Acres
Data Source:
North Texas Real Estate Info Systems (NTREIS)
Property Description
Headline: Assumable 5.19% FHA rate, huge savings versus today's near 7% rates. Bright, calm, smart, move-in ready home in the sought after Willow Wood community. Body: Welcome to 5305 Girard Street in McKinney. This stunning 2023-built Bloomfield Homes property offers 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed one-story living. But here's what sets it apart in today's market: qualified buyers can assume the seller's existing FHA loan at just 5.19%, a rate that could save you hundreds per month compared to current financing. Inside, you'll find a dedicated office with French doors and soundproofing, a smart home system controlling the door, thermostat, garage, and sprinklers from your phone, and a private primary suite tucked at the back for maximum privacy. Energy efficient windows, newer HVAC, and major components built in 2023 mean lower maintenance and real peace of mind. Step outside to two covered patios perfect for entertaining, all on a lot with no direct rear neighbor for extra privacy and natural light. You're minutes from a 4-mile walking and hiking trail, a nearby park, and an elementary school just 2 blocks away, plus quick access to HEB, US-75, and downtown McKinney. This is a rare opportunity to lock in a below-market rate on a like-new home in one of McKinney's most desirable communities.
| Elementary School |
|---|
| Willow Wood Elementary School |
| Price History | |
|---|---|
| 4/22/2026 | Listed $449,000 |
General Features
| Heating | Central,Natural Gas |
|---|---|
| Cooling | Central Air,Electric |
| Utilities | City Sewer,City Water,Community Mailbox,Concrete,Curbs,Sidewalk |
| Possession | Negotiable |
| Roof | Composition |
| Appliances | Dishwasher,Disposal,Electric Oven,Gas Cooktop,Gas Range,Gas Water Heater,Microwave,Vented Exhaust Fan |
| Assoc Fees | 167 |
| Number of Garage Spaces | 2 |
| Restrictions | Architectural,Deed,Development |
| School District | Melissa ISD |
| HOA Fee Includes | Full Use of Facilities,Maintenance Grounds |
| Year Built | 2022 |
| Architectural Style | Traditional |
| Community Features | Community Pool,Park |
| Levels | One |
| Unexempt Taxes | 8254 |
| Will Subdivide | No |
| Property Subtype | Single Family Residence |
| Subdivision Name | Willow Wood Ph 7 |
| Transaction Type | For Sale |
| Occupant Type | Owner |
| County | Collin |
| Property Type | Residential |
| Security Features | Burglar,Carbon Monoxide Detector(s),Fire Alarm,Prewired,Security Lights,Security System Owned,Smoke Detector(s) |
| Construction Materials | Brick |
| Association Fee Frequency | Quarterly |
| Year Built Details | Preowned |
| HOA Type | Mandatory |
| Green Energy Efficient | 12 inch+ Attic Insulation,Rain / Freeze Sensors,Thermostat |
| Full Baths | 2 |
| Status | Active |
| Directions | From US-75,exit Laud Howell Pkwy and head west. Turn left on Hwy 5,right on Telephone Rd,left on Parkdale Dr,right on Waverly Ave,right on Girard St. Home will be on the right. |
| City | McKinney |
| Elementary School Name | Willow Wood |
| High School | Melissa |
| Elementary School | Willow Wood |
| Virtual Tour URL Unbranded | https://www.propertypanorama.com/instaview/ntreis/21247448 |
| Standard Status | Active |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
Interior Features
| Interior Features | High Speed Internet Available |
|---|---|
| Flooring | Carpet,Ceramic Tile,Vinyl |
| Dining Areas | 1 |
| Living Areas | 1 |
| Room Count | 10 |
| Lock Box Type | Combo |
| Total Bedrooms | 3 |
| Total Baths | 2 |
| Window Features | Window Coverings |
| Laundry Features | Electric Dryer Hookup,Utility Room,Washer Hookup |
Exterior Features
| Exterior Features | Covered Patio/Porch,Rain Gutters |
|---|---|
| Lot Features | Landscaped,Sprinkler System |
| Fencing | Brick,Wood |
| Garage Length | 20 |
| Garage Width | 20 |
| Parking Features | Garage,Garage Door Opener |
| Lot Size | Less Than .5 Acre (not Zero) |
| Covered Spaces | 2 |
| Foundation | Slab |
| Lot Size Area | 0.1380 |
| Lot Size Units | Acres |
| Structural Style | Single Detached |
| Garage Y/N | Yes |
| Lot Size Square Feet | 6011.2800 |
| Lot Size Acres | 0.1380 |
| Patio And Porch Features | Covered,Front Porch,Patio |
| Attached Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 75071
Price
Taxes
Year Built
Visits
© 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Lisa Birdsong Group shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas Real Estate
